Annuities, Life Insurance, and Long Term Care Solutions.

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Not all insurance is created equal. We have the ability to search through over 50 different insurance companies and thousands of products to find the lowest cost and best product for you. We will continue the process of education and guidance as opposed to sales. 

We can use advanced mathematical calculators to help you choose from the different options you have. We have the ability to use a simple strategy of protection to advance strategies that include living benefits that can care for Cancer, Heart Attacks, Major Medical, Long Term Care, Tax-Free Income, and Estate Planning.  We will search for the best option out there for you.

Annuities* can be over sold in our industry. However there can be a real need for these types of products for certain situations. If you have compared fixed annuities to CD's or savings account some annuities can give higher guaranteed returns with compounding. Other annuities can lower risk in a overall portfolio and give guaranteed income** for the rest of your life.  You First Financial will search for the best options in the market for you.

The statistics are eye-opening. Whether you self-insure or have some form of insurance in place. There should be a strategy in place if a long term care event occurs. We can review what statistics and what costs can look like. To help make educated decisions. 

We don't sell insurance with-out understanding your complete situation. Our goal is to find the best options out there and create a plan together.